Re: [72attendees] Credit card charges at CityWest
Elwyn Davies <elwynd@googlemail.com> Thu, 07 August 2008 21:27 UTC
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Date: Thu, 07 Aug 2008 22:31:19 +0100
From: Elwyn Davies <elwynd@googlemail.com>
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Subject: Re: [72attendees] Credit card charges at CityWest
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Vijay Devarapalli wrote: > I was looking at my receipts today and noticed that the CityWest hotel > charged me in US dollars for the accommodation. They did not charge me > in Euros. For the exchange rate, they conveniently picked 1.6171. The > actual conversion rate on Friday was 1.57. > > I am not really sure why they didn't charge me in Euros. The > corresponding US dollar amount would have shown up on my credit card > statement anyway. For four nights of stay that came to $26 more. > > Did anyone else experience this? > > Vijay > This is now becoming a standard practice 'scam' that makes extra money for the merchant (or ATM operator when applied to getting foreign currency from an ATM using a credit card) . You will more than likely end up both paying the credit card foreign transaction charge and getting an uncompetitve exchange rate. The conversion rate used is whatever the merchant thinks they can get away with. This cunning scheme goes under the name of Dynamic Currency Conversion (DCC) - see http://en.wikipedia.org/wiki/Dynamic_currency_conversion - and is being rolled out around the world. The official position from the credit card companies is that the merchant is supposed to offer you the choice of paying in local currency or your 'home' currency but many do not. City West did actually ask me which is what they are supposed to do. *Check every time and ask for payment in local currency.* I nearly got scammed in another Dublin hotel where they didn't ask and i was about 100ms from authorizing the amount before I realized and complained loudly. They cancelled the bill and redid it in euros. I first came across this last year on a car hire (Avis in Italy) where they didn't ask and put a clause into the contract that allowed them to charge me in sterling rather than euros. It is nothing but a ripoff masquerading as 'a way to know what you will be paying in your home currency' (but in actual fact not this amount in most cases because of fees). Some shops deny they can charge in local currency: call the manager or walk away! Regards, Elwyn > _______________________________________________ > 72attendees mailing list > 72attendees@ietf.org > https://www.ietf.org/mailman/listinfo/72attendees > _______________________________________________ 72attendees mailing list 72attendees@ietf.org https://www.ietf.org/mailman/listinfo/72attendees
- [72attendees] Credit card charges at CityWest Vijay Devarapalli
- Re: [72attendees] Credit card charges at CityWest Eric Burger
- Re: [72attendees] Credit card charges at CityWest Ole Jacobsen
- Re: [72attendees] Credit card charges at CityWest Vint Cerf
- Re: [72attendees] Credit card charges at CityWest Vijay Devarapalli
- Re: [72attendees] Credit card charges at CityWest Vijay Devarapalli
- Re: [72attendees] Credit card charges at CityWest Ole Jacobsen
- Re: [72attendees] Credit card charges at CityWest JORDI PALET MARTINEZ
- Re: [72attendees] Credit card charges at CityWest Julian Reschke
- Re: [72attendees] Credit card charges at CityWest Dale Worley
- Re: [72attendees] Credit card charges at CityWest DRAGE, Keith (Keith)
- Re: [72attendees] Credit card charges at CityWest Vijay Devarapalli
- Re: [72attendees] Credit card charges at CityWest Clive D.W. Feather
- Re: [72attendees] Credit card charges at CityWest Eric Burger
- Re: [72attendees] Credit card charges at CityWest Paul Aitken
- Re: [72attendees] Credit card charges at CityWest Sandra Murphy
- Re: [72attendees] Credit card charges at CityWest Vijay Devarapalli
- Re: [72attendees] Credit card charges at CityWest Kurt Erik Lindqvist
- Re: [72attendees] Credit card charges at CityWest Ed Jankiewicz
- Re: [72attendees] Credit card charges at CityWest GOLDMAN, STUART O (STUART)
- Re: [72attendees] Credit card charges at CityWest Yaakov Stein
- Re: [72attendees] Credit card charges at CityWest Clive D.W. Feather
- Re: [72attendees] Credit card charges at CityWest Elwyn Davies
- Re: [72attendees] Credit card charges at CityWest Dale Worley