Re: [72attendees] Credit card charges at CityWest

Sandra Murphy <sandy@sparta.com> Tue, 05 August 2008 18:02 UTC

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Date: Tue, 5 Aug 2008 14:03:18 -0400 (Eastern Daylight Time)
From: Sandra Murphy <sandy@sparta.com>
To: Vijay Devarapalli <dvijay@gmail.com>
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Subject: Re: [72attendees] Credit card charges at CityWest
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The front desk asked me the "euro or dollars" question.  So did the hotel 
I moved to for the weekend.  So did several merchants.

I chose the euros in each case, for precisely the "my credit card company 
is probably going to charge me a better conversion rate than this 
merchant" reason.

I also recognized that my credit card company would charge me a 3% 
transaction fee for each conversion.  That's fairly widespread but I don't 
know if you are including that transaction fee in your computation of the 
savings.  It could be a coincidence, but 1.03*1.57 = 1.6171.  Or maybe the 
hotel's deal with the credit card company sets the conversion rate to 
ensure that the same amount gets charged to your card, whatever.

--Sandy


On Mon, 4 Aug 2008, Vijay Devarapalli wrote:

> I was looking at my receipts today and noticed that the CityWest hotel
> charged me in US dollars for the accommodation. They did not charge me
> in Euros. For the exchange rate, they conveniently picked 1.6171. The
> actual conversion rate on Friday was 1.57.
>
> I am not really sure why they didn't charge me in Euros. The
> corresponding US dollar amount would have shown up on my credit card
> statement anyway. For four nights of stay that came to $26 more.
>
> Did anyone else experience this?
>
> Vijay
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> 72attendees@ietf.org
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