Re: [72attendees] Credit card charges at CityWest

"Vijay Devarapalli" <dvijay@gmail.com> Tue, 05 August 2008 18:12 UTC

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Date: Tue, 5 Aug 2008 11:12:55 -0700
From: "Vijay Devarapalli" <dvijay@gmail.com>
To: "Sandra Murphy" <sandy@sparta.com>
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Subject: Re: [72attendees] Credit card charges at CityWest
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On Tue, Aug 5, 2008 at 11:03 AM, Sandra Murphy <sandy@sparta.com> wrote:
> The front desk asked me the "euro or dollars" question.  So did the hotel I
> moved to for the weekend.  So did several merchants.
>
> I chose the euros in each case, for precisely the "my credit card company is
> probably going to charge me a better conversion rate than this merchant"
> reason.
>
> I also recognized that my credit card company would charge me a 3%
> transaction fee for each conversion.  That's fairly widespread but I don't
> know if you are including that transaction fee in your computation of the
> savings.  It could be a coincidence, but 1.03*1.57 = 1.6171.

I got the 1.57 conversion rate from another charge I made on my credit
card the same day. Not the office exchange rate that day.

BTW, I have a card which does not have a transaction fee from the card
issuer. Just the 1% that goes to Visa.

Vijay

Or maybe the
> hotel's deal with the credit card company sets the conversion rate to ensure
> that the same amount gets charged to your card, whatever.
>
> --Sandy
>
>
> On Mon, 4 Aug 2008, Vijay Devarapalli wrote:
>
>> I was looking at my receipts today and noticed that the CityWest hotel
>> charged me in US dollars for the accommodation. They did not charge me
>> in Euros. For the exchange rate, they conveniently picked 1.6171. The
>> actual conversion rate on Friday was 1.57.
>>
>> I am not really sure why they didn't charge me in Euros. The
>> corresponding US dollar amount would have shown up on my credit card
>> statement anyway. For four nights of stay that came to $26 more.
>>
>> Did anyone else experience this?
>>
>> Vijay
>> _______________________________________________
>> 72attendees mailing list
>> 72attendees@ietf.org
>> https://www.ietf.org/mailman/listinfo/72attendees
>>
>
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